From a local standpoint, Texas has shown no lack of development. Residences are being constructed at their fastest pace in Dallas-Fort Worth in nearly ten years, and studies by the University of Texas show that employment has regularly trended positively in San Antonio, and Thomas Tunstall, research director of UTSA Institute for Economic Development, expects that “growth will continue to flow into the local economy for years.” Marcus Hiles points out that the best way to further enlarge the housing market statewide is through sustained enactment of strong laws protecting and increasing the labor force. The recent past provides a firm testimony for this position: after the housing bubble crisis decimated property prices nationwide, the Dallas-Fort Worth metroplex was less impacted than nearly every other major city, and a Fortune article asserted that the cause for the robust economy results from “more than 100,000 new jobs added each year in North Texas.” The rationale stems from its reputation for being business-friendly and welcoming major corporations like Toyota, State Farm and Liberty Mutual to the fourth-most populous American urban center in recent years. Forbes reported that zoning and land-use construction burdens may be lifted throughout the U.S., as the new presidential administration could start an era of eased regulations and lowered costs of building. Eased protocols for small banks may encourage them to conduct business differently and boost growth as well, having the flexibility to underwrite more loans for new housing projects.